9 Genuine Ways to Make Money Online in Ghana with Your Phone

Do you live or work in Ghana and are looking to augment your daily/monthly allowance? Then, here is an opportunity for you to actualize your dreams of living the life of luxury that you have long desired. And you can have it by simply learning ways to make money online in Ghana with your phone.

Does this sound like what you have been persistently looking for? Then let’s get into it.

How Can I Make Real Money Online?

Here are a few ways you can make money online fast, easily, almost everyday, and from the comfort of your home:

1. Affiliate Marketing

An affiliate marketer promotes and advertises someone else’s product, and receives a certain percentage of the sales’ purchase. This is achieved when the affiliate is able to successfully convince prospective buyers to make a purchase: convert leads, or redirect customers to a merchant’s website.

In affiliate marketing, there are varieties of products—physical or digital—you can link up with; your choice is solely dependent on your area of interest. Based on research, it has been discovered that digital products such as e-book, online course or any online service, are profitable than physical ones.

Therefore to become an affiliate marketer, you need to strictly follow the procedures listed below:

a. Create a Niche Market

This requires that you discover your strengths and interests, and identify your target audience as well as their popular demands in terms of products or services. Having an area of specialisation in affiliate marketing spurs you to make thorough industry research, such as a competitor’s analysis about your preferred marketplace. Your research result will give you guidelines on the necessary marketing methodologies that you can incorporate in order to achieve your set goals.

b. Create a Blog

First thing is to identify your target audience as well as their needs. The next line of action is to create a blog where you can post cogent as well as high quality contents that market the uniqueness of your product to potential customers. Your content is most likely to drive traffic to your page—and convert visitors to customers—if it satisfies searchers’ curiosity; giving them explicit information about the desired product.  Also, giving a honest appraisal of the product on display builds your customers’ trust and loyalty.

Do not miss the fact that your blog must contain outbound links that redirect customers to your affiliate market like Amazon, Flipkart, and lots more.

2. Dropshipping

Dropshipping is a virtual business that offers you the opportunity to own your online retail store. A place where you take your customer’s orders and shipment details as well as transfer pieces of information. The information could be either to the manufacturer, another retailer, or a wholesaler, who then ships the goods directly to your customer.

As a Dropshipper, you can have either a brick-and-mortar shop where you display sample products or catalogues for customers to choose from. You can also build a personal eCommerce website from where your customers can view, select and order their desired products. And then the customer then makes payment for the product to you.

3. Freelance Writer

Do you have a penchant for writing? Then, you can moonlight as a freelance writer by offering your writing services to customers who want to pay for your skills.

As a freelance writer—depending on your passion and the purpose of an article—you can write a variety of contents, such as:

• Business writing: HR documents, company memos, training manuals, stories for trade publications, etc.
• Technical writing: Detailed instructions, operations manuals, user manuals, assembly instructions, etc.
• Academic writing: Articles, essays, or reports for academic journals, textbooks, or class materials
• Marketing and sales copywriting: Email campaigns, social media posts, product pages, sales sheets, ad scripts, etc.
• News writing: Articles for print or online, scripts for news broadcasts, feature stories for magazines, etc.
• Social commentary or op-ed writing: Essays, opinion pieces, analysis of social issues and trends
• Public relations writing: Press releases, speeches, public statements, etc.
• Writing for the websites: Blog articles, product pages, company about pages, etc.
• Ghostwriting: Writing for another person without you—the original writer—taking the credit for what you have written.

 As a budding talented writer, one of the prominent ways to sharpen your writing skills as well as build a career as a freelance writer is volunteering. You can write for corporate organisations at no cost and under the close supervision of a seasoned editor or writer.

In the process of volunteering, you get to acquire firsthand experience and transit into an accomplished writer in your area of interest. Hence, you can create your curriculum vitae and your career portfolio and land yourself juicy writing contracts from prestigious and reputable organisations. Watch the video to see what a career portfolio is.

4. Virtual Assistant

Have you got laudable administrative or managerial skills? Then, this role might be the platform you need to earn an extra income. The truth is that many business owners and corporate organisations are in dire need of professionals. Professionals who can work remotely, to whom they can contract the execution of their various routine tasks. Examples of such tasks are:

Calendar and schedule management,

Fixing of appointments,

Online research,

Bookkeeping, s

Social media accounts management,

Content transcription,

Call and email correspondences,

Event planning, ETC.

Further, a virtual assistant is expected to be a versatile multi-tasker. He or she should be someone who is able to juggle different tasks effectively. An efficient virtual assistant relieves a business owner of his or her cumbersome workload, therefore allowing the business owner to concentrate on more pressing tasks.

5. Become an Online Coach

Have you honed valuable core skills in any field of human activity? Do you know your onions in your area of expertise? With the evolution of technology and digitization, you can now monetise your skills globally at a fixed price.

As an online coach, you can have a contactless classroom via video conferencing such as zoom, skype, free conference, etc. This allows your students to receive seamless tutorials as well as enjoy a worthwhile learning experience.

Your audience is largely determined by your area of specialisation. And which could be career, marriage, parenting, health, finance, academics, or any other area of human endeavour.

Examples of globally recognised online coaches include Deji-Debola Kurunmi,  Nike Folagbade, Akua Nyame-Mensah and a host of others. Also, there are institutes with online coaches who train learners on several courses e.g digital marketing courses.

6. Blogging

Blogging is a fantastic way to make money online using just your phone. So if you want to start blogging, you need to choose a niche that interests you, whether it’s travel, food, fashion, or technology.

Once you’ve selected your topic, create engaging content that provides value to your readers. You can use platforms like WordPress or Blogger, which are mobile-friendly and easy to navigate.

When you set up your blog and you are already generating traffic, there are various ways you can make money from the blog.

For instance, you can monetize your blog through Google Adsense, Guest blogging and affiliate marketing, where you promote products and earn a commission for each sale made through your links. Additionally, you can explore sponsored posts or advertisements once you build a following.

With consistency and creativity, your blog to attract more visitors and increase your earning potential.

7. Content creation

Content creation is a powerful way to make money online using just your phone in the digital era. The global digital content creation market size was valued at USD 32.28 billion in 2024 and is estimated to grow at a CAGR of 13.9% from 2025 to 2030. It is one of the most in-demand skills in 2024 according to Coursera.

So whether you enjoy writing, photography, or video production, this is the best time to put your skills to use and there are numerous platforms where you can share your work and earn income. Examples of platforms where you can post your content and earn include YouTube, Instagram, Tiktok, and Facebook

Once you have a niche, focus on producing high-quality, engaging content that resonates with your audience. This will help your content get more views and drive the right audience to your website to achieve a particular goal.  

You can get paid for your content creation skills by working for a client as a freelancer or working full-time for a marketing agency or business that needs your service in creating content.

To become a content creator, you need to be creative and committed to turning your passion into a lucrative source of income right from your phone.

8. Social Media Management

Many businesses and individuals need help managing their social media accounts to build their online presence and engage with their audience. As of October 2024, there were 5.52 billion internet users worldwide, which amounted to 67.5 percent of the global population.

So if you have a good understanding of platforms like Facebook, Instagram, and Twitter, you can offer your services as a social media manager.

If you do not have the skills and you are interested in learning what social media is all about, you can check our digital marketing course to get started and acquire the skills.

After acquiring the skills, start looking for opportunities that will allow you to work and implement your learning, to deliver value to your employer. Next, create a portfolio showcasing your skills and any previous work.

Then reach out to local businesses or entrepreneurs who may need assistance, and offer to help them create content, schedule posts, and respond to comments. You can charge a monthly fee or work on a per-project basis to start making money.

9. Graphic Design

Graphic design is another fantastic way to make money online in 2024, especially if you have an eye for aesthetics and creativity.

With various mobile apps like Canva, Adobe Spark, and PicsArt, you can create stunning graphics for social media, logos, posters, and more.

To get started, start working on a project or task and share them on platforms like Instagram or Behance. Next, build your portfolio to showcase your previous work and the design you created.

Then, you can find clients on freelance websites such as Fiverr or Upwork, where businesses are looking for talented designers. As you gain experience and positive reviews, you can increase your rates and work on more projects.

Final Thought

It is important to know that there are no hard-and-fast rules to making money online with your phone. The above legitimate ways to make money online with your phone require meticulous research, preparation, tenacity, and remarkable consistency. Adding an extra stream of income to your regular allowance does not happen overnight. However, it is possible to make money online using your phone.

More Resources

How to Get Started in Digital Marketing in 2024 (Step by Step)

What We Learned from Writing Hundreds of Content Briefs for Writers (And How We Fixed Them)

16 Content Promotion Strategies That Work in 2024

How to Get Started in Digital Marketing in 2024 (Step by Step)